Alterna® Prepaid Mastercard®
Direct Deposit/ACH

Make Life Easier and Save Money with
Direct Deposit into Your Alterna Card Account!

How to Sign-Up for Direct Deposit of Your Payroll Check

You will receive a direct deposit form with your card in the mail or you can download it by logging into MYACCOUNT or find the form in your AlternaCard App. The routing number and your account number are printed on the form. Once you filled out the form, give the form to your employer and begin receiving direct deposit into your Alterna Card account after 1-2 pay periods.


There are No Fees for Direct Deposit or ACH!5

Direct deposit your entire paycheck or a just a part of your paycheck on your card

If you change employment, you can continue receiving direct deposits to your Alterna card account from your new employer. Simply fill out a direct deposit form and provide it to your new employer.

There is no Monthly Fee for cardholders using electronic direct deposit2.

You can load cash and checks to your Alterna card in addition to receiving electronic direct deposit.

You can also have funds loaded onto your card via ACH from bank accounts1.

Receive two waived fee ATM
cash withdrawals per month 1,6

Alterna gives you access to your money as soon as the funds are electronically deposited into your card account. Your employer will make those funds available on the day you would have received your paycheck, and it may arrive up to two days earlier4
  1. Third-Party fees, standard text messaging fees, and/or data rate fees may apply.
  2. Any month in which you receive a direct deposit, the monthly fee will be waived the first of the following month. There is a monthly inactivity fee if there is 120 days of inactivity. See Cardholder Agreement for a full list of fees.
  3. While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for more details.
  4. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.
  5. See your cardholder agreement for a complete list of fees.
  6. At least one electronic direct deposit in the previous calendar month is required.