Nuestros Socios
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Enroll Today!
Follow these
two easy steps:
1. Click one of the links below to download for iPhone or Android. Once download is complete, click on the white icon that says, Alterna Sin Fronteras to begin.
2.. Click on the app at the top of the screen called, "Your financial account in the United States." and start your enrollment
Click the links below to watch our instructional videos:
1/3 videos
Video: How to download and begin enrollment
Video: How to enroll
Video: How to find your email address and other helpful tips
Enroll now!
The enrollment has two easy steps:
1. Click one of the links below to download on iPhone or Android. When the download is complete, click the white icon that says “Alterna Sin Fronteras” to begin.
2. Click the app at the top that’s called “Your financial account in the United States” and start your enrollment.
Video: Cómo descargar y empezar tu inscripción
Video: Cómo inscribirte
Video: Cómo encontrar tu correo electrónico y otra información útil
Alterna is proud to have the support
of astronaut José Hernández.
The Accounts
- Get your own U.S. digital account and prepaid debit card with no monthly fee!
- Open your Mexico or Guatemala digital account and help your family back home open theirs too.
- Alterna Mexico savings accounts earn 10% interest.
- Load cash at thousands of locations across the United States.
- Withdraw cash at ATMs around the world or receive cashback in stores.
- Receive your paycheck by direct deposit. No more check cashing fees!
- Share money instantly in the United States with other Alterna card users.
- No credit check
Money Transfers
- Send up to $2,000 for only $7.49 with no money transfer tax.
- Send money to your family in Latin America from the safety of your home.
- Send international transfers with Alterna Remittances Your first transfer is free!
- *Spend at least $2000 in a calendar month with your Alterna USA account and prepaid card, and receive free money transfers to Latin America the following month!
Alterna is proud to have the support of astronaut José Hernández.
Benefits of your own digital account and prepaid debit card.
Designed for you!
Your own digital bank account and prepaid debit card.
Designed for you!
- Keep your money safe. No more carrying cash!
- Receive your paycheck by direct deposit. No more check cashing fees!
- Alterna accounts are 100% private. We never share your information.
- Share money instantly in the United States with other Alterna card users.
- No monthly or annual fees. Only a one-time activation fee of $10.
- Load cash at thousands of locations across the United States.
- Alterna accounts are FDIC insured.
- Customer service in Spanish.
- No monthly or annual fee. Only a one-time $10 activation charge.
- Keep you, your family and your money safe! Mo more carrying excess cash.
- Receive your paycheck by direct deposit. No more check cashing fees!
- Alterna accounts are 100% private. We never share your information.
- Share money instantly in the United States with other Alterna card users.
- Load cash at thousands of locations across the United States. Click here to find a location.
- Alterna accounts are 100% private FDIC insured.
- Customer service in Spanish.
The U.S. government is no longer sending paper checks for tax refunds and benefits
Recibe los beneficios del gobierno directamente en tu cuenta de Alterna!
Send money to Latin America instantly and FREE!*
Send money to Latin America instantly from the safety of your home for FREE*!
- *Spend at least $2000 in a calendar month with your Alterna USA account and receive free money transfers to Latin America the following month.
- Use your Alterna digital bank account to fund your money transfers.
- Send money directly from your phone to pick up cash in almost all of Latin America.
- Send money from your phone to bank accounts in Latin America.
- Transfer money from card to card to any Alterna Mexico or Banrural Guatemala account with Alterna Remesas.
- There's no money transfer tax when you use Alterna Remittances.
- Use your Alterna digital bank account to fund money transfers that you send with Alterna Remesas, directly from your phone.
- Send up to $2000 for only $7.49 with no money transfer tax!
- *Spend at least $2000 in a calendar month with your Alterna USA account and receive free money transfers to Latin America the following month.
- Send money for cash pick up to nearly all of Latin America.
- Send money to most bank accounts across Latin America.
- Transfer money from card to card to any Alterna Mexico or Banrural Guatemala account with Alterna Remesas.
Alterna Mexico & Banrural Guatemala keep familes safe and connected across borders.
- Mexican and Guatemalan citizens living in the United States can also enroll.
- Your family members in Mexico and Guatemala can get their own digital bank account.
- Account holders in Mexico and Guatemala receive their own prepaid debit card.
- Transfer money instantly from your Alterna account in the U.S. to accounts in Mexico and Guatemala.
- Withdraw cash at ATMs and merchants throughout Mexico and Guatemala.
- Pay your bills, make purchases, receive direct deposits, and electronic payments.
- Alterna Mexico accounts include a savings account that earns interest.
- Micro loans and cash rewards available to Alterna Mexico account holders.
Alterna Mexico
and Banrural Guatemala help keep families safe and connected across borders.
¡Ayuda a tu
familia en tu país y mantenlos seguros!
- Mexican and Guatemalan citizens living in the United States can also enroll.
- Your family members in Mexico and Guatemala can get their own digital bank account.
- Account holders in Mexico and Guatemala receive their own prepaid debit card.
- Transfer money instantly from your Alterna account in the U.S. to accounts in Mexico and Guatemala.
- Withdraw cash at ATMs and merchants throughout Mexico and Guatemala.
- Pay your bills, make purchases, receive direct deposits, and electronic payments.
- Alterna Mexico accounts include a savings account that earns interest.
- Micro loans and cash rewards available to Alterna Mexico account holders.
Help your family
back home and
keep them safe!
Hear what our customers and partners are saying.
At Alterna, we are proud to offer exceptional financial solutions that empower our users. But don’t just take our word for it, read what our partners and satisfied customers are saying about their experience.
"En cuanto recibí mi tarjeta Alterna, pude activar el depósito directo y ahora mi cheque llega automáticamente a mi cuenta."
Cesar M.
Stockton, CA
"Asociarnos con Alterna ha sido un cambio total para nosotros en Financial Liberty. Su compromiso con ofrecer opciones bancarias seguras y accesibles encaja perfectamente con nuestra misión de empoderar a las comunidades desatendidas. La tarjeta prepagada de Alterna y la cuenta bancaria virtual han abierto puertas para nuestros clientes que antes enfrentaban muchas barreras con los bancos tradicionales. Su equipo de apoyo siempre responde rápido, y su tecnología fácil de usar nos permite compartir estos servicios que cambian vidas. Estamos orgullosos de ser parte de la familia Alterna, ayudando a más personas a alcanzar la libertad financiera."
Juan G.
Miami, FL
"Mi nombre es Julia Villalobos, y me gustaria hacerles saber cuan beneficioso ha sido para mi el tener la tarjeta Alterna sin fronteras:
Mantengo mi dinero en efectivo en un lugar seguro, depositando en Walmart que es muy facil y barato, que puedo usar en todas partes, ahora puedo hacer compras on line, tambien puedo transferirle dinero a mis hijas de tarjeta a tarjeta muy comodamente, y lo màs importante; estoy empezando a crear mi historial crediticio.."
Julie T..
Stockton, CA
"He estado usando la tarjeta Alterna Sin Fronteras durante los últimos dos meses. Al principio no sabía cómo cargar efectivo a mi tarjeta, pero cuando fui a mi CVS local, pasé mi tarjeta, entregué el dinero al cajero y vi al instante cómo el efectivo se cargaba a mi tarjeta mientras lo monitoreaba en tiempo real desde la app, me quedé impresionado. Ahora que ya he cargado efectivo varias veces, me encanta lo fácil y rápido que es. Entrego el dinero al cajero y al instante veo el saldo reflejado en mi tarjeta. Me encanta tener esta opción para mantener mi dinero seguro. Recomiendo muchísimo la tarjeta Alterna Sin Fronteras a cualquiera que quiera tener una cuenta bancaria separada y usar esta tarjeta para viajes o gastos varios."
Ramiro M.
Riverbank, CA
