Alterna® Prepaid Mastercard®Retail Program

Alterna® Prepaid Mastercard Promoted by Trusted Retailers, Companies and Associations

Alterna has partnered with associations, nonprofits, employers, religious/community organizations and merchants who service the Latino immigrant community and the unbanked community in the United States.

If one of our Partners promoted the Alterna Prepaid Mastercard to you, you should have received an email from them with the link you will use to enroll for your card. If you did not, request the link from them and proceed with the enrollment of your card using that link.

If you would like to provide your customers with a superior prepaid debit card while generating new revenue streams contact us For more information call 415-944-6455 or email on how you could become an Alterna Partner.

The Alterna Prepaid Mastercard Designed for Everyone1, 2

  • No Upfront Costs2
  • Share Money in Real Time, Card-To-Card, with Any Other U.S. Alterna Card ($0.50 fee for up to $500)
  • Social Security Number is required for US Citizens. Non US Citizens can enroll with Individual Taxpayer Identification Number (ITIN)1
  • $5.95 Monthly Fee 2,7 – Waved if there is at least one electronic direct deposit made in the previous calendar month
  • Bilingual Mobile App and SMS Text Messaging Feature,to manage your account including, check balance, transactions and share money with U.S. Alterna cardholders quickly
  • Refer Family and Friends in Mexico to enroll for a personalized Prepaid Mastercard5, issued by a bank in Mexico, and transfer money card-to-card in real time6. (COMING SOON)
  • Alterna cardholders who receive payroll direct deposit into their Alterna Card account will receive two WAIVED FEE cash withdrawals per month (at least one electronic direct deposit in the previous calendar month is required to receive the two WAIVED FEE ATM withdrawals)2

Trusted Partners can choose to promote one of the following card designs.

For additional information on How the Card Works click here

  1. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires that we obtain, verify and record information about each person who opens an account with us. What this means for you: when you open an Account, we will ask for your name, address, date of birth, social security number or individual taxpayer identification number (ITIN) and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
  2. For more information, please see the full Terms and Conditions of the Cardholder Agreement.
  3. This optional service is not a First National Bank or Mastercard product or service, nor does First National Bank or Mastercard endorse this offer.
  4. Third-Party fees, standard text messaging fees, and/or data rate fees may apply.
  5. First National Bank is not affiliated with, nor does it endorse the recipient’s bank nor the card issued by the recipient’s bank.
  6. Receipt of funds is contingent upon connectivity and an approved Card issued by the recipient’s bank.
  7. There is a monthly inactivity fee of $2.99 that will replace any required monthly fee if there is 90 days of inactivity.