Transfer Money in Real Time2 to Mexico1 Using the AlternaCard App to a Referral Card for Family & Friends.

Learn More
  • Social Security Number is Required for US Citizens. Non US Citizens Can Enroll with Individual Taxpayer Identification Number (ITIN).
  • No Credit Checks: Approval Subject to ID Verification4
  • Load Cash — Find Reload Locations
  • Mobile Check Deposit
  • $5.95 Monthly Fee3 – The fee is waived for each calendar month that there is an electronic direct deposit of any amount
  • Direct Deposit Your Paycheck and Government Payments Learn More

COMING SOON! SEND MONEY to Friends and Family in Select COUNTRIES!

Saving You Time and Money

Enjoy these Great Benefits and more:

  • Share Money with Other Alterna Cardholders.
  • Make Purchases Everywhere Debit Mastercard is Accepted.
  • Access Cash at ATMs Everywhere.
  • Pay Bills and Shop Online.
  • Rewards Program that Rewards You with Cash Back at Participating Retailers6. (Rewards features COMING SOON)

Our Commitment

Alterna is commited to financial inclusion and to the belief that everyone deserves dignity in their financial lives. We are meeting this commitment by providing an industry-leading prepaid reloadable Mastercard program, with specific and powerful features designed to serve the immigrant and unbanked communities. The Alterna Prepaid Mastercard is available to U.S. citizens and also to U.S. residents who do not have a SSN but do have an Individual Taxpayer Identification Number (ITIN).

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires that we obtain, verify and record information about each person who opens an account with us. What this means for you: when you open an Account, we will ask for your name, address, date of birth, social security number or individual taxpayer identification number (ITIN) and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

  1. Other countries coming soon. First National Bank is not affiliated with, nor does it endorse, the recipient’s bank or the card issued by the recipient’s bank.
  2. Receipt of funds is contingent upon connectivity and an approved Card issued by the recipient’s bank.
  3. The Monthly Fee is waived if there is at least one electronic direct deposit in the previous calendar month. There is a monthly inactivity fee if there is 120 days of inactivity. See Cardholder Agreement for a full list of fees.
  4. Approval is contingent upon passing this mandatory identification confirmation.
  5. For a full list of Fees and Limits, please refer to the Cardholder Agreement.
  6. This product or service is optional and not a standard feature of this program. This optional offer is not a First National Bank or Mastercard International product or service, nor does First National Bank or Mastercard International endorse this offer.