Greater Security, Convenience, and Possibilities

Being without a bank account means having fewer options and greater risk. An Alterna virtual account provides most of the benefits and advantages of a traditional bank account, without the barriers that deny access to so many.

Greater Security, Convenience, and Possibilities

Being without a bank account means having fewer options and greater risk. An Alterna virtual account provides most of the benefits and advantages of a traditional bank account, without the barriers that deny access to so many.

No SSN or ITIN required to enroll.

Enroll with a government-issued photo ID from country of origin. In some cases, a monthly bill or other documentation will be necessary for proof of address.

Receive payroll direct deposit.

Eliminate check cashing fees and even get paid up to 2 days faster!  Government benefits can also be electronically deposited to an Alterna card account.

No more carrying excess cash.

Carrying large amounts of cash can be unsafe. Having an Alterna account means always keeping your money safe.

Use the Alterna  card for recurring payments.

The Alterna card can be used to sign up for services like streaming entertainment, gyms, or virtually any kind of subscription.

Withdrawal cash and pay bills.

Alterna cardholders can withdraw cash from virtually any ATM in the world, fees apply. The Alterna card can also be used to pay virtually any bill — online, over the phone or in person.

Credit Builder

Alterna helps our cardholders establish credit through the use of the card, powered by Crediture. Coming Soon

Alterna Sin Fronteras Prepaid Mastercard ® is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

 

©2022 Alterna is a federally registered U.S. service mark of Alterna Card Services Inc.