Swipe your card through a merchant terminal. You can choose either a “credit” or “debit” transaction. If you choose debit, you will need to enter your PIN. You can also get cash back at participating retail locations for a fee1 and you can use your card for online purchases.
We suggest that you go into the gas station and pay for your gas. If you pay at the pump, You must have at least $70 in your card account. It is recommended that you select “debit” as your payment method. Selecting “credit” will result in a hold being placed on your funds of up to $175 for as long as 5 business days. Paying the cashier directly and selecting “debit” is the surest way to avoid any unwanted hold being placed on your funds.
You can use your Alterna Prepaid Mastercard® to reserve and pay for hotel rooms, both online and at the front desk. Using your card at a hotel will result in a hold being placed on your funds, and the amount of the hold will vary depending on the hotel you choose. If you are planning to use your card to book a hotel room, be sure to have sufficient funds to cover any potential hold. Holds are usually released within 5 business days. Some rental car agencies will accept your Alterna Prepaid Mastercard® to reserve and rent a vehicle. However, a substantial hold will be required on your available funds so you must be sure to have a sufficient balance to cover any hold. It is recommended that you inquire with the rental car agency about their debit card acceptance and hold policies before reserving a car.
Simply swipe your card through the merchant terminal—you may choose either “credit’ or “debit”. Your Debit Mastercard is now welcomed at millions of locations worldwide where Debit Mastercard is accepted. When making purchases at certain retailers you can get up to $500 in cash back per day.
The Alterna Prepaid Mastercard® allows you to create a virtual credit card that is a separate card number that you can use while shopping online. This card number is designed to protect your actual account number from falling into the wrong hands. The virtual card uses the same balance as your plastic card and it can be used to make online purchases or update payment information for recurring payments.
For additional information regarding making purchases with your Alterna Card visit our Frequently Asked Questions.
1See Cardholder’s Agreement for complete list of fees